Arkansas

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Siloam Springs, Arkansas CD Rates – 6-Month

You are viewing rates from banks across Siloam Springs





Below are the best six-month CD Rates from banks with branches in Siloam Springs, Arkansas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Siloam Springs, AR - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.60% → 5.05% → 4.80%

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 0.01% → 4.50%

7-Month CD.
Rate History: 4.75% → 4.50% → 4.30% → 4.50% → 4.45%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.25% → 5.10% → 4.25% → 3.50%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

0.60%

$10,000

19.05

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0.50%

$10,000

20.76

Learn More

| May 3, 2023

Do you cash ee saving bonds Read More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

0.45%

$100,000

17.01

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0.40%

$10,000

17.01

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0.40%

$1,000

2.37

Learn More

| May 4, 2021

Very knowledgeable people Read More

0.30%

$250

18.38

Learn More

| Dec 2, 2020

Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More

0.29%

$10,000

16.61

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0.25%

$10,000

17.01

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$5,000

17.02

Learn More

| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.20%

$10,000

18.80

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0.20%

$10,000

24.61

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0.20%

$10,000

17.01

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Nov 15, 2020

Do they? Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Siloam Springs, AR - August 2, 2025


Branch Street City State
Arvest Bank
Siloam Springs Main Branch
1645 Highway 412 West Siloam Springs AR
Simmons Bank
Siloam Springs Branch
1002 South Mt. Olive Siloam Springs AR
Arvest Bank
Siloam Springs Main Branch
1645 Highway 412 West Siloam Springs AR
Regions Bank
Bentonville 1409 S Walton Blvd Branc Branch
1409 S. Walton Boulevard Bentonville AR
Finworth, a division of InsBank
Siloam Springs Branch
2401 East Main Street Siloam Springs AR
Regions Bank
Bentonville 1409 S Walton Blvd Branc Branch
1409 S. Walton Boulevard Bentonville AR
Bank of America, National Association
Bentonville Branch
808 South Walton Boulevard Bentonville AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
BOKF, National Association
Bentonville Branch
1303 South East Walton Boulevard Bentonville AR
Signature Bank of Arkansas
Bentonville Branch
700 S. E. Walton Boulevard, Suite #2 Bentonville AR
Legacy National Bank
Legacy National Bank Branch
4901 W Pauline Whitaker Parkway Rogers AR
United Bank
Rogers Branch
3333 West Walnut Rogers AR
First Security Bank
West Main Street Branch
191 West Main Street Farmington AR
Signature Bank of Arkansas
Bentonville Branch
700 S. E. Walton Boulevard, Suite #2 Bentonville AR
The Farmers & Merchants Bank
Prairie Grove Branch
202 Hindman St Prairie Grove AR
The Farmers & Merchants Bank
Prairie Grove Branch
202 Hindman St Prairie Grove AR
Grand Savings Bank
Siloam Springs Branch
1660 West U.S. Highway 412 Siloam Springs AR
First National Bank
Bentonville Branch
300 Se Walton Boulevard Bentonville AR
Generations Bank
Siloam Springs Branch
200 Progress Avenue, Suite 100 Siloam Springs AR
Great Southern Bank
University Square Shopping Center Br Branch
2552 W. Martin Luther King Blvd Fayetteville AR
Priority Bank
Prairie Grove Branch
703 East Douglas Street Prairie Grove AR
Today's Bank
Ozark Center Point Place Branch
5178 West Sunset Avenue Springdale AR
The Farmers & Merchants Bank
Prairie Grove Branch
202 Hindman St Prairie Grove AR
The First National Bank of Fort Smith
Centerton Branch
350 East Centerton Boulevard Centerton AR
Chambers Bank
Chambers Bank Branch
1100 S E Walton Boulevard Bentonville AR
The Citizens Bank
Rogers Branch
3350 Pinnacle Hills Parkway Rogers AR
First Western Bank
Bella Vista Branch
575 Memorial Drive Bella Vista AR
The Farmers & Merchants Bank
Prairie Grove Branch
202 Hindman St Prairie Grove AR
Centennial Bank
Highland Park Branch
101 Highway 412 East Siloam Springs AR
Bank OZK
Siloam Springs Branch
2401 East Main Street Siloam Springs AR


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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